Most investing advice is written for someone else's market. The Southern Portfolio is for New Zealanders who want to actually understand what they're doing with their money, without the jargon and without assuming you're American.
Most investing content is written for Americans. The tax treatment, the platforms, the currency exposure - none of it translates cleanly once you're filing as a New Zealand tax resident. Here's what actually changes.
Why NZ-domiciled PIE funds handle FIF internally, what that means for your tax position, and how to choose between the two platforms that do this best.
Every issue, organised by topic. FIF tax, KiwiSaver, currency, and platform strategy.
Straight writing on investing from New Zealand - never financial advice, always specific to your tax residency.